Fixed N' Easy Home Loan
Our Holiday Coast Fixed ‘n Easy Fixed Rate Home Loan offers you the peace of mind of knowing exactly what your repayments will be every month for the term of the Fixed Rate Loan period whether it is fixed for 1,2,3 or 5 years.
What’s more, our Holiday Coast Fixed Rate Home Loans have no establishment fees and no ongoing account keeping fees during the Fixed Rate Loan period, just to make things easier on you.
Knowing no matter what happens with interest rates, the rate you pay and your repayments will remain the same for the term of the Fixed Rate Loan period.
ABOUT THE PRODUCT
A Fixed Rate Home Loan from Holiday Coast Credit Union gives you the security of knowing your home loan repayments in advance because your interest rate and repayments are guaranteed for the term of your fixed loan. 1, 2, 3 and 5 Year Fixed Rates are available.
ELIGIBILITY
Available for new and existing Borrowers.
INTEREST CALCULATION METHOD
Interest is calculated daily and charged monthly. When interest is calculated daily, weekly or fortnightly repayments result in less interest being charged to your loan over the course of the loan. The actual rate to be applied to the loan will be the current fixed rate at the time of signing the Loan Agreement.
LOAN PURPOSE
Available for owner-occupied or residential investment, refinance loans from other financial institutions, or increase to an existing variable rate loan converting to a fixed term.
FEES
Although there is no application fee payable when you decide to take a "Fixed 'n Easy" Home Loan, other fees will apply such as legal costs, valuations, stamp duty and break-costs should you pay your loan out earlier with the fixed rate period.
BENEFITS THAT DELIVER REAL SAVINGS
- No application fees
- Visa Debit Card with no annual fee with overdraft interest at a really sweet interest rate
- Make additional repayments up to $10,000 without penalty
TOOLS TO HELP YOU GET STARTED
READY TO APPLY FOR A HOME LOAN TO SUIT YOUR NEEDS?
It's easy, so when you’re ready to apply, or if you have any questions regarding a Home Loan from Holiday Coast Credit Union;
- Visit your local branch and we'll set up an appointment for you to speak with one of our fully qualified and experienced lenders
- Call us on 1300 365 7 24, between 8am and 6pm Monday, Wednesday, Thursday & Friday, 8am and 5pm Tuesday, and speak to a Holiday Coast Member Contact team member
- Apply on-line
- Contact us and we'll make arrangements for one of our mobile lenders to come to you!
Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. Lending product is issued by Holiday Coast Credit Union Ltd. Information on this website does not take into account your personal needs and financial circumstances. We recommend that you read the important information about our lending products in considering if this product is right for you.