Live Life Home Loan
A Holiday Coast Live Life Home Loan offers you a competitive interest rate and the flexibility to meet your changing circumstances over the term of your loan.
Money saving features such as the ability to make extra repayments, redraw extra repayments, 100% off-set account and refinance to another “Holiday Coast” loan, allow you to manage your mortgage as you choose.
ABOUT THE PRODUCT
A variable interest rate home loan that fluctuates as the market changes with many money saving features such as the flexibility to make extra repayments without penalty so you can manage your mortgage as you choose. Always compare loans with the same features when looking for the best interest rate.
Available for new and existing borrowers.
INTEREST CALCULATION METHOD
Interest is calculated daily and charged monthly. When interest is calculated daily, weekly or fortnightly repayments result in less interest being charged to your loan over the course of the loan.
Finance can be for new loans, refinance loans from other institutions and increase to existing facilities. Vacant Residential Land – Existing House & Land – Strata Unit – Construction Loan – Improve & Renovate an Existing Property - Refinance an Existing Mortgage.
Application fee and other charges apply, such as your legal costs, property valuations, stamp duty and other costs.
BENEFITS THAT DELIVER REAL SAVINGS
- Re-draw facility#
- 100% off-set account
- Ability to Skip-a-Loan-Payment at Christmas*#
- Visa Debit Card with no annual fee with overdraft interest at a really sweet interest rate
- Make additional repayments without penalty
TOOLS TO HELP YOU GET STARTED
READY TO APPLY FOR A HOME LOAN TO SUIT YOUR NEEDS?
It's easy, so when you’re ready to apply, or if you have any questions regarding a Home Loan from Holiday Coast Credit Union;
- Visit your local branch and we'll set up an appointment for you to speak with one of our fully qualified and experienced lenders
- Call us on 1300 365 7 24, between 8am and 6pm Monday, Wednesday, Thursday & Friday, 8am and 5pm Tuesday, and speak to a Holiday Coast Member Contact team member
- Apply on-line
- Contact us and we'll make arrangements for one of our mobile lenders to come to you!
Lending criteria and fees and charges apply. Terms and conditions apply and are available on request or by phoning 1300 365 7 24. *Interest will still accrue. # Fee applies. Any advice does not take into account your personal needs or financial circumstances. Please read important information about our lending products.