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Business Savings Accounts

When you run a business there is so much to concentrate on that a series of complicated business accounts are the last thing you need.

Holiday Coast Credit Union helps you keep the focus on what makes you the money, rather than the money itself, with an “all in one” Business Saving Account that allows you to manage your funds easily and efficiently.

A well structured Business Account will ensure:

1. You have, one central place for all your business transactions.

2. Your business and personal funds are kept separate.

3. Accountability at tax time.

4. You present a professional image to your customers.


Our Business Saving Account does exactly that and includes no minimum balance to be maintained, Australia-wide access to your funds, a simple fee structure that makes it possible to maintain a fee-free account when you remain within transaction limits, EFTPOS payments for goods and services, the ability to pay your bills via electronic bill payment, or by cheque and an overdraft facility, on application, to assist in managing your business finances.

Our Business Accounts

We have 4 Business Saving account:

Business Access Account
GST Management Account
Real Estate Trust Account
Body Corporate Account

Some Great Business Tips

One of the keys to running a successful business is to continually find new ways to improve your turnover.
The following list identifies how you can always be on the improve.

1. Always be on the lookout for new markets and supply channels.  For example, are you making the best
use of the internet?  

2. Don’t just take orders, actively sell your product.  If you are happy just taking orders then be prepared
to “hit the wall" because you will if you’re not “out there in the marketplace”, your company will not grow.

3. While the customer might not always be right, it is vital to the long term success of your company
that your regular clients are nurtured through excellent service.

4. Always be looking at ways you can expand the value of your sales.  Contemplate adding a premium product
and service or including features to products. If you do this always ensure the perceived value to the user
is greater than the cost to you.

5. Keep an eye on your competitors. Compare your prices and quality with competing products or services. 
Aim to charge a full price and offer value for money from the extras you provide, such as after-sales service,
installation and training or bundled extras.