Percentage Plus
Want a high return without locking your money away?
Holiday Coast Credit Union offers a comprehensive range of investment products with competitive interest rates and flexibility designed so you’ll reach your savings goals at your own pace. The type of investment you choose will be based upon what your needs and goals are.
A Holiday Coast Percentage Plus Account is a perfect investment providing a competitive return on your money, but not tying you up for long periods of time so your money is always available when you need it.
So if you’re looking for an account that offers access 24 hours a day with a high interest return on your dollars, but doesn’t lock you in for set periods of time, then look no further – the answer is here!
ABOUT THE PRODUCT
The purpose of this account is to operate as a non-transactional account for members with larger deposits that will receive a higher interest return on their funds for short periods. Traditionally if investors wanted a high interest rate they had to lock in their money for set periods of time. With a Cash Management Account get the flexibility of a competitive interest rate without locking your money away. Your funds are available 24 hours a day so you’ll have access to your money when you need it.
ELIGIBILITY
Available to all Holiday Coast Credit Union Members.
INTEREST RATE
A flexible account with tiered interest. The higher rate of interest is paid on the full balance once that tier has been reached. View current interest rates.
ONGOING ACCOUNT KEEPING FEE & TRANSACTION FEES
There are no on-going account keeping fees associated with this product. All deposits, Internet Banking, Phone Banking and Electronic Bill Payments are free, other transaction fees may apply depending on your account usage. When comparing, don't just look at the interest rate; consider the 'total cost'. View current Fees & Charges and Access Limits.
EASY ACCESS FACILITIES
Deposits
Withdrawals
- Electronic Bill Payments (Direct Debit or BPay)
- Electronic transfers via Phone or Internet Banking
- RediCard & Visa Card withdrawals via ATM, EFTPOS, Bank@Post (at most Post Offices), and Visa merchants
- Personal cheque and Counter cheque
- Over the counter at branch
BENEFITS THAT DELIVER
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Electronically receive payments into your account
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Receive a high interest return on your funds
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Receive a great interest rate on your savings
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Easy on-call access to your funds 24 hours a day
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Australia-wide access to your funds by using your RediCard or Visa Card via ATMs, EFTPOS, Visa Merchants, and Bank@Post
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A simple fee structure making it possible to maintain a fee-free account when you remain within transaction limits
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Pay your bills via electronic bill payment, or by cheque
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Personalised service at our branches and service centres from Maitland to Coffs Harbour, and our Member Contact Centre available to assist you from 8am to 6pm Monday, Wednesday, Thursday and Friday. 8am to 5pm Tuesday.
HOW TO OPEN AN ACCOUNT
Call into your local Holiday Coast Credit Union Branch or speak to a Holiday Coast Member Contact Team Member on 1300 365 7 24(8am - 6pm Monday, Wednesday, Thursday & Friday. 8am - 5pm Tuesday) and get the complete rundown on a Holiday Coast Credit Union Percentage Plus Savings Account.
DEPOSIT SECURITY:
Holiday Coast Credit Union is licensed and regulated as an Authorised Deposit-taking Institution (ADI). ADIs are regulated by the Australian Prudential Regulation Authority (APRA). To check that you’re saving or investing with an ADI, check the list on the APRA website www.apra.gov.au/adi/ . The Government Guarantee applies to our deposits.
Eligibility criteria applies. Savings products issued by Holiday Coast Credit Union Ltd. Conditions of Use (COU) applies and is available at our branches or by calling 1300 365 7 24. Information on this website does not take into account your personal needs and financial circumstances. We recommend that you read the COU, the Financial Services Guide (FSG) the Fees & Charges documents in considering if this product is right for you.