i-Saver Account
Keep your savings goals on-line all the time.
If you’re after an on-line savings account that pays a high rate of interest so you can achieve your savings goals sooner; and an on-call savings account with no hidden account keeping fees then a Holiday Coast i-Saver Account is the account for you.
Take advantage of a premium interest rate and the convenience of having your savings on call to provide you with quick, easy access to your money whenever you may need it.
ABOUT THE PRODUCT
A Holiday Coast i–Saver Account is an Internet-based account that earns your savings a premium interest rate without being locked into a term deposit or cash management account. Funds are accessible at anytime through your nominated account with Holiday Coast Credit Union or another Financial Institution.
ELIGIBILITY
To be eligible for this account, you must be registered for our Internet Banking or Telephone Banking.There are no age restrictions on this high interest savings account.
INTEREST RATE
A flexible account with tiered interest with the higher rate of interest paid on the full balance once that tier has been reached. Interest is calculated daily and paid into the account monthly.
View current Interest Rates
TRANSACTION /ACCOUNT KEEPING FEE
There are no on-going account keeping fees or transaction fees associated with this product. Many financial institutions now charge monthly or annual administration fees on some accounts. When comparing, don't just look at the interest rate; consider the 'total cost'. View Fees & Charges and Access Limits.
ACCESS
Deposits
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Direct credit of payroll or other income streams via electronic transfer
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Electronic transfers from your nominated account (which may be held with Holiday Coast Credit Union or another Financial Institution)
Withdrawals
BENEFITS THAT DELIVER
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Easy on-call access to your funds 24 hours a day
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Electronically receive payments into your account
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No need to maintain a minimum balance in your account
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Receive a premium interest rate on your savings
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No account keeping fees or charges
HOW TO OPEN AN ACCOUNT
Call into your local Holiday Coast Credit Union Branch or speak to a Holiday Coast Member Contact Team Member on 1300 365 7 24(8am - 6pm Monday, Wednesday, Thursday & Friday. 8am - 5pm Tuesday) and get the complete rundown on a Holiday Coast Credit Union i-Saver online savings account.
DEPOSIT SECURITY
Holiday Coast Credit Union is licensed and regulated as an Authorised Deposit-taking Institution (ADI). ADIs are regulated by the Australian Prudential Regulation Authority (APRA). To check that you’re saving or investing with an ADI, check the list on the APRA website www.apra.gov.au/adi/. The Government Guarantee applies to our deposits.
Eligibility criteria applies. Savings products issued by Holiday Coast Credit Union Ltd. Conditions of Use (COU) applies and is available at our branches or by calling 1300 365 7 24. Information on this website does not take into account your personal needs and financial circumstances. We recommend that you read the COU, the Financial Services Guide (FSG) the Fees & Charges documents in considering if this product is right for you. Members with nominated accounts other than Holiday Coast Credit Union can only access the funds in their i-Saver account via Internet Banking.