Insurance.

Burglars don't go on holidays

With the holiday season fast approaching we become distracted with the anticipation of spending time with close relatives, opening presents, packing the car for the beach and generally being merry!

Unfortunately however, it is during this festive holiday when burglars are most likely to strike1, taking the opportunity to sneak in and take our valuable possessions when we are busy having fun.

Armed with the knowledge that one Australian home is burgled every minute2 and 1.8 million Australian homes3 do not have home and contents insurance, having adequate coverage for your personal possessions would be highly favourable if you were to find yourself amongst these statistics.

Even if you already have Home and Contents Insurance are you sure you are adequately covered? According to the Insurance Council of Australia one in three households under estimate the value of their contents by 30%4, so although you may have contents insurance you may still find yourself vulnerable to unforseen costs leaving you short.

Burglars may be working hard over the Christmas break but you can enjoy the festivities worry free by arranging a MemberCare Home Insure or MemberCare Home Insure Plus policy through Holiday Coast Credit Union with benefits including:

• New for old replacement cover for building and contents
• Cover for high risk items
• Cover for home office equipment up to $15,000
• Cover for security firm attendance up to $500 in relation to a burglary or theft claim
• Option to pay in instalments+

With MemberCare Home Insure Plus you can relax knowing that your guest’s personal property will also be covered up to $5,000.
So why wait? Call today for a comprehensive quote on 1300 365 7 24 or ask at your local Holiday Coast Credit Union branch and stay safe this Christmas.

+When calculating your annual premium based upon the sum of periodic payments, this total annual premium may differ from our quoted annual premium due to the impact of standard rounding. Products are issued by CUMIS Insurance Society Inc ABN 72 000 562 121 AFSL 245491 (Incorporated in the United States. The members of the Society have no liability.) trading as CUNA Mutual General Insurance.

1 NSW Bureau of Crime Statistics and Research (unpublished data): Figure 2: Daily average number of recorded criminal incidents of property crime, NSW, 1st December to 14 January, 2002/3 to 2005/6.
2 Research based on a survey of Australian households by Woolcott Research on behalf of NRMA Insurance, October 2007.
3 Insurance Council of Australia – ‘Tips on General Insurance: Preparedness and Recovery – The Importance of Having General Insurance’ Pg 2.
4 ICA – Submission to the council of Financial Regulators Financial Claims Comp Scheme (February 2006)