Home Insurance

Peace of mind for your most treasured items

They say home is where the heart is, and there is nothing more important than protecting your family's home and possessions. Our home building and contents insurance includes a range of features and benefits, to give you peace of mind should the unexpected happen.

Why choose Allianz for your home insurance

• Simple - Get a quote and buy online here.
• Affordable - Competitive prices with flexible payment options.
• Choice - A range of comprehensive home and content insurance products to suit your budget and needs here.
• Easy claims process - Allianz makes the claims process easy. We understand that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss.

Extra ways to save:

• Combined building and contents discount – When you combine your building and contents cover on the one policy, you’ll be rewarded with a discount of up to 10%.
• 30% no-claim bonus discount – We offer up to 30%* no claim bonus on our home insurance policy, meaning you’ll save on your premium each year you don’t make a claim, up to a maximum 30% *^.
• Increase your excess to reduce your premium – Our home insurance allows you to increase the excess payable in the event of a claim and we’ll reduce your premium in return.

Compare the features

• Compare the features of our Prestige, Classic and Vital Home Insurance policies.(See below)

Want to learn more?

For detailed information on the cover and limits provided, you should read the Product Disclosure Statement.

It's easy to get a quote.

1. Online in just a few minutes.
2. Call 1300 365 7 24, 8am – 6pm Monday - Friday.

*Minimum premiums may apply. Any discounts/entitlements only ?apply to the extent any minimum premium is not reached. If you ?are eligible for more than one, we also apply each of them in a ?predetermined order to the premium (excluding taxes and ?government charges) as reduced by any prior applied ?discounts/entitlements.?

^ To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for reduced No Claim Bonus.

Home Insurance - Product Comparison Table

Features and benefits available under our home insurance policies

What are you insured for - Features and benefits	Prestige Home	Classic Home	Vital Home
Insured Events cover
Accidental loss or damage
Accidental breakage of glass
Additional cost of temporary accommodation
Automatic indexation of sum insured
Compensation for death
Contents in open air at the risk address
Contents in safe deposit box
Credit cards - cover for loss or theft
Fusion of electric motors
Guests', visitors' and domestic helpers' property
Landlords' contents
Legal liability cover
Modifications to buildings for paraplegia & quadriplegia
Replacement of locks and cylinders
Security firm attendance
Spoilage of refrigerated / freezer food
Temporary removal of Contents from your risk address
Title deeds
Veterinary costs

For full details of conditions and exclusions of all our cover options, please refer to the Prestige Home Insurance, Classic Home Insurance and Vital Home Insurance Policy Documents.

Please note that the table above is current as at August 2010. Allianz will advise you should there be any changes in the product features and benefits.

In arranging these insurance products, Holiday Coast Credit Union Ltd, ABN 64 087 650 164 AFSL No. 240782 acts for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No. 234708. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Before making a decision about it please refer to the relevant Product Disclosure Statement, available by calling us on 1300 365 7 24. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.