Home & Personal Loans.

Unlock your dreams…

Personal Loans

Our Personal Loans will help you unlock your dreams. Whether you are buying a used car or a new car you have always dreamed about, updating your lounge suite, or need some extra spending money for your overseas holiday, we can tailor a personal loan to suit your needs.

The interest rates and terms that apply to Personal Loans are dependent on your personal circumstances, including:
• Amount of application
• Existing relationship
• Security available
• Repayment history, either with us, a Bank or Finance Company
• Stability in employment and residence

Personal Overdrafts

Members can take advantage of our personal overdrafts which can be linked to the Visa Debit Card for everyday spending, or to cater for casual excesses on their cheque account.

Credit Card

If you have the need for a Credit Card, we offer a very competitive Mastercard, exclusive to Credit Unions. Click here for more information about MyCard.

Home Loans

You can choose from a standard fixed or variable rate loan. We have a number of home loan packages available at competitive rates.

Home Equity Loans

By using the equity in your home, we can lend funds to you for any worthwhile consumer purpose, ie. motor vehicles, boats, holidays etc. These loans are available at better rates than those on offer using alternative forms of security.

Residential Investment Loans

Residential Investment Mortgage secured loans are available for the purpose of purchasing Residential Investment properties.

Business Loans

Business loans are available for any worthwhile purpose; the purchase of a business, for business assets, or an overdraft to assist with cash flow requirements. We can also assist with Leasing & Hire Purchase options. Interest rates are subject to the security provided and our assessment of the loan proposal. Current financial information from your Accountant covering the last 3 years trading is required in most cases. Fees & charges for each business loan are assessed on a case by case basis. We have dedicated Commercial Loan Managers who will call personally to your home or office to discuss your requirements.