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Access Accounts
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Holiday Coast Credit Union offers a range of different savings accounts, designed to suit the varied needs of businesses and individuals. Use the comparison below to determine the account that is right for you.

For further information on any of our Access Accounts, call into your local branch or phone us on 1300 365 7 24.

  Mimum Balance Click here for Cheque Book information Click here for Access Card information Direct Credits & Debits Click here for Bill Paying information Click here for giro POST information Click here for Phone Banking  information Click here for Online Banking information Overdraft Facility Counter Deposits Counter Withdrawals Interest Calculated
                         
Save More (S2)
Fees / Interest Rates
No Yes* Yes Both Yes Yes Yes Yes Yes Yes Yes Calc Daily
Paid Montly
Christmas Club (S3)
Fees / Interest Rates
No No No Credits No No Yes Yes No No No Calc Daily
Paid Montly
First Start# (S10)
Fees / Interest Rates
No Yes* Yes Both Yes Yes Yes Yes No Yes Yes Calc Daily
Paid Montly
Community Support# (S14)
Fees / Interest Rates
No Yes* No Both Yes No Yes Yes No Yes Yes Calc Daily
Paid Montly
Special Purpose (S16)
Fees / Interest Rates
No No No Credits No No Yes Yes No No No Calc Daily
Paid Montly
Percentage Plus (S17)
Fees / Interest Rates
$10K Yes Yes Credits Yes Yes Yes Yes Yes Yes Yes Calc Daily
Paid Montly
Residential Overdraft# (S18)
Fees / Interest Rates
No Yes Yes Both Yes Yes Yes Yes Yes Yes Yes Calc Daily
Paid Montly
i-Saver (S21)
Fees / Interest Rates
No
No
No
Credits
No
No
Yes
Yes
No
No
No
Calc Daily
Paid Montly
Payroll Plus# (S22)
Fees / Interest Rates
No Yes* Yes Both Yes Yes Yes Yes Yes Yes Yes Calc Daily
Paid Montly
Visa Plus Overdraft# (S50)
Fees / Interest Rates
No Yes* Yes Both Yes Yes Yes Yes Yes Yes Yes Zero credit interest
Great Day Deeming# (S55)
Fees / Interest Rates
No Yes Yes Both Yes Yes Yes Yes Yes Yes Yes Calc Daily
Paid Montly

* Subject to application and approval

# Eligibility conditions apply to the following accounts:

  • First Start Account (S10)
    This account is only available to members under the age of 21 years.

  • Community Support Account (S14)
    For incorporated non-profit organisations actively involved in the support of the community.

  • Residential Overdraft Account (S18)
    Overdraft must be secured by residential property.

  • Payroll Plus Account (S22)
    To be eligible for this account, the member must have their whole of pay credited to Holiday Coast Credit Union and be employed, working a minimum of 20 hours per week and not have their pay transferred to another financial institution.

  • Visa Plus Account (S50)
    This account is available to Payroll Plus account holders and members with a First 'n' Easy or Home Sweet Home Loan package.
  • Great Day Deeming Account (S55)
    To be eligible for this account, member must be aged 55+ and be either a self-funded retiree or in receipt of Centrelink Pension or a Transition to Retirement Pension* (TTR Pension). Centrelink pension, TTR Pension, (or other regular income in the case of self-funded retirees) must be electronically credited to the account.
    * Transition to Retirement Pension: for people over 55 but still working receiving regular payments from their super fund.

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