Savings Rates.

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These are the savings accounts and their applicable interest rates that are available to members of Holiday Coast Credit Union Ltd, effective 1st January 2012.

This information should be read in conjunction with Fees & Charges and the Summary of Accounts.

Holiday Coast Credit Union is licensed and regulated as an Authorised Deposit-taking Institution (ADI). ADIs are regulated by the Australian Prudential Regulation Authority (APRA). To check that you’re saving or investing with an ADI, check the list on the APRA website. The Government Guarantee applies to our deposits.
 

S2 Save More Savings Account S8 Business Access Account S22 Payroll Plus Account S18 Residential Overdraft S50 Visa Plus Overdraft Account	$0 plus	0.00% pa
S3 Christmas Club Account	$0 plus	2.50% pa
	Bonus additional interest of 1.75%pa payable when conditions met: minimum $40 customer initiated deposit and no withdrawals are made in the calendar month the higher rate of interest is paid on daily balance for that month
S10 First Start Account	$0.01 plus	3.00% pa
S13 Deeming Easy Account	$0 - $44,600	3.00% pa
	$44,600 plus	4.50% pa
S14 Community Support Account	$0 plus	0.25% pa
S16 Great Day Bonus Saver Account	$0 plus	1.00% pa
	Bonus additional interest of 2.50%pa payable when conditions met: minimum $100 customer initiated deposit and no withdrawals are made in the calendar month the higher rate of interest is paid on daily balance for that month
S17 Percentage Plus Account S19 GST Management Account Higher rate of interest is paid on the full balance once that tier has been reached.	$0 - $4,999.99	0.00% pa
	$5,000 - $19,999.99	1.75% pa
	$20,000 - $49,999.99	2.25% pa
	$50,000 - $99,999.99	3.40% pa
	$100,000 - $249,999.99	3.90% pa
	$250,000 plus	4.65% pa
S21 i-Saver Account S31 i-Saver Account Higher rate of interest is paid on the full balance once that tier has been reached.	$0 - $999.99	1.00% pa
	$1,000 - $19,999.99	2.00% pa
	$20,000 - $99,999.99	3.15% pa
	$100,000 - $199,999.99	3.65% pa
	$200,000 plus	4.25% pa
S24 Body Corporate Account	$0 plus	3.00% pa
S55 Great Day Deeming Account	$0 - $44,600	3.50% pa
	$44,600 plus	5.00% pa