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Financial Reports

ANNUAL REPORTS



HALF YEARLY REPORT



Regulatory Disclosure Documents

As an Authorised Deposit-taking Institution regulated by APRA (the Australian Prudential Regulation Authority), Holiday Coast Credit Union is required to meet the same regulatory standards applicable to all Australian Banks, Building Societies and Credit Unions.

TThese standards outline minimum expectations upon the board and management with respect to capital, risk management, corporate governance and the remuneration practices of the credit union.

A key requirement of these standards is to provide transparency to all interested persons in relation to the organisations capital, risk exposures, remuneration practices and its liquidity coverage ratio.

Copies of the most recent regulatory disclosures are provided below.

Regulatory Disclosure Documents - Capital



Quarterly disclosure documents


Main features of capital instruments

Regulatory Disclosure Documents – Remuneration

Remuneration disclosures as at 30 June 2016
Remuneration disclosures as at 30 June 2015

(Acrobat reader is required to view all of these documents)

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