Collection & Use Of Your Information
We collect and use your information to:
The law also requires us to collect and hold your information
How We Collect Your Information
We will collect information about you and your financial position from you directly. When you apply for a loan, we will collect information about your credit history from a credit reporting body.
How You Can Access Your Information
You can request access to your information at any time.
What if you do not wish to provide us with information?
If you do not give us the information we require, we may not be able to admit you to membership or provide you with the financial service or product you have applied for.
Providing Your Information To Credit Reporting Bodies
The credit reporting body we disclose information to is Equifax. If you do not make your repayments when they fall due or commit a serious credit infringement, we may disclose this to Equifax. Any information we provide to Equifax will be included in reports provided to credit providers to help them to assess your creditworthiness.
You can ask Equifax not to use your information for pre-screening of direct marketing by a credit provider. You can also ask them not to use or disclose your information if you reasonably believe that you have been or are likely to be a victim of fraud.
Equifax policy on the management of information is available at www.mycreditfile.com.au. You can contact Equifax by:
Providing Your Information To Other Entities
We disclose your information to other entities. We can disclose your information to:
We will also disclose your information to government and regulatory authorities and law enforcement agencies if required or authorised by law.
Disclosure To Overseas Recipients
We do not currently disclose your information to overseas recipients.
How To Contact Us