We collect and use your information to:
We will collect information about you and your financial position from you directly. When you apply for a loan, we will collect information about your credit history from a credit reporting body.
You can request access to your information at any time.
If you do not give us the information we require, we may not be able to admit you to membership or provide you with the financial service or product you have applied for.
The credit reporting body we disclose information to is Veda Advantage Limited. If you do not make your repayments when they fall due or commit a serious credit infringement, we may disclose this to Veda Advantage Limited. Any information we provide to Veda Advantage Limited will be included in reports provided to credit providers to help them to assess your creditworthiness.
You can ask Veda Advantage Limited not to use your information for pre-screening of direct marketing by a credit provider. You can also ask them not to use or disclose your information if you reasonably believe that you have been or are likely to be a victim of fraud.
Veda Advantage Limited policy on the management of information is available at: http://www.veda.com.au/ .
You can contact Veda Advantage Limited by:
We disclose your information to other entities. We only disclose your information as needed and as required by law.
We can disclose your information to:
We will also disclose your information to government and regulatory authorities and law enforcement agencies if required or authorised by law.
We do not currently disclose your information to overseas recipients.