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Investment Rates

Effective from 1st November 2018

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Interest Paid On Maturity
 Term In Months $1,000 to $4,999  $5,000 to $99,999  $100,000 to $499,999 
 3 1.30% pa  1.70% pa  1.90% pa 
 4 1.30% pa 1.70% pa 1.90% pa 
 5 1.30% pa  1.70% pa  1.90% pa 
 6 1.50% pa  1.90% pa  2.10% pa 
 7 1.30% pa 1.70% pa   1.90% pa  
 8 1.30% pa 1.70% pa   1.90% pa  
 9 1.50% pa 1.90% pa  2.10% pa 
 10 1.50% pa  1.90% pa   2.10% pa  
 11 1.50% pa  1.90% pa   2.10% pa  
 12 1.65% pa 2.25% pa  2.45% pa 
 24 1.80% pa  2.40% pa  2.60% pa 
 Interest Paid Fortnightly or Monthly ^
 12 1.40% pa  2.00% pa  2.20% pa 
 24 1.55% pa  2.15% pa  2.35% pa 
 36 1.85% pa  2.45% pa  2.65% pa 
 Interest Paid Fortnightly, Monthly, Quarterly Or Annually ^
 48 1.95% pa  2.55% pa  2.75% pa 
 60 2.05% pa  2.65% pa  2.85% pa 

 

  

 

Interest Paid On Maturity - Great Day Retirement Members*
 Term in Months  $1,000 to $4.999  $5,000 to $99,999  $100,000 to $499,999
12 1.90% pa  2.50% pa  2.70% pa 
24 2.05% pa 2.65% pa  2.85% pa 
 Interest Paid Fortnightly Or Monthly - Great Day Retirement Members*
12  1.65% pa  2.25% pa  2.45% pa 
24  1.80% pa  2.40% pa  2.60% pa 
36  2.10% pa  2.70% pa  2.90% pa 
Interest Paid Fortnightly, Monthly, Quarterly or Annually - Great Day Retirement Members* 
48 2.20% pa  2.80% pa  3.00% pa 
60  2.30% pa  2.90% pa  3.10% pa 

 

Rates for amounts over $500,000 will be provided by our Wholesale Funds Management team within our Finance Department. 
For wholesale rates call 1300 365 7 24. 

These rates are subject to change without notice. 

(^) Community Support Accounts earn bonus interest on Holiday Coast fixed term deposits of 12 months or more with interest paid fortnightly or monthly. Current bonus is 0.10% on standard term deposit rates with fortnightly or monthly interest for terms 12 months and over. Bonus rate is subject to change without notice. Bonus is not available on special FTDs.

(*) The interest rates for Great Day Retirement Account Members are inclusive of a bonus rate of 0.25% on deposits lodged for terms of 12 months and longer. Please check the fact sheet available on our website to see if you are eligible to become a Great Day Retirement Member. 

Eligibility criteria apply. Terms and conditions, fees & charges apply and are available on request from any branch, or by phoning 1300 365 7 24.  Holiday Coast Credit Union Ltd is the issuer of the deposit product.