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Investment Rates

Effective from 16th July 2019

 

Interest Paid On Maturity
 Term In Months Deposits less than $5,000 Deposits greater than $5,000
 3 1.60% pa  2.05% pa 
 4 1.60% pa 2.05% pa
 5 1.60% pa  2.05% pa 
 6 1.50% pa  1.90% pa 
 7 1.50% pa 1.90% pa  
 8 1.50% pa 1.90% pa  
 9 1.50% pa 1.90% pa 
 10 1.50% pa  1.90% pa  
 11 1.50% pa  1.90% pa  
 12 1.55% pa 1.65% pa 
 24 1.45% pa  1.60% pa 
 Interest Paid Fortnightly or  Monthly, Quarterly Or Semi-Annually ^
 12 1.30% pa  1.40% pa 
 24 1.20% pa  1.35% pa 
 36 1.20% pa  1.35% pa 

 

  

 

Interest Paid On Maturity - Great Day Retirement Members*
 Term in Months Deposits less than $5,000 Deposits greater than $5,000
12 1.80% pa  1.90% pa 
24 1.70% pa 1.85% pa 
Interest Paid Fortnightly, Monthly, Quarterly or Semi-Annually - Great Day Retirement Members* 
12 1.55% pa  1.65% pa 
24 1.45% pa 1.60% pa
36 1.45% pa  1.60% pa

 


1.95% pa
1.95% pa

(^) Community Support Accounts earn bonus interest on Holiday Coast Credit Union fixed term deposits of 12 months or more with interest paid fortnightly or monthly. Current bonus is 0.10% on standard term deposit rates with fortnightly or monthly interest for terms 12 months and over. Bonus rate is subject to change without notice. Bonus is not available on special FTDs.

(*) The interest rates for Great Day Retirement Account Members are inclusive of a bonus rate of 0.25% on deposits lodged for terms of 12 months and longer. Please check the fact sheet available on our website to see if you are eligible to become a Great Day Retirement Member. 

Eligibility criteria apply. Terms and conditions, fees & charges apply and are available on request from any branch, or by phoning 1300 365 7 24.  Regional Australia Bank Ltd ABN 21 087 650 360 AFSL & Australian Credit Licence 241167 is the issuer of the deposit product.
Global Disclaimer: Holiday Coast Credit Union is a trading name of Regional Australia Bank Ltd ABN 21 087 650 360 AFSL & Australian Credit Licence 241167