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Lending Interest Rates

HOUSING LOANS

LOAN INTEREST RATES
Effective from: 13 April 2017
Interest rates quoted are effective at the date of this update for new applicants only.
Interest rates quoted are for Principal & Interest facilities only.
Rates for Interest Only facilities are available on application.
Rates for LVR over 80% are available on application 

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 Home Sweet Home Loan (Variable Rate) - Owner Occupied
 Minimum Loan $100,000  

  Annual Percentage Rate  Comparison Rate
Standard   4.79%  5.13%*1
 
 Keep It Simple Home Loan (Variable Rate) - Owner Occupied or Investment
 Minimum Loan $50,000
    Annual Percentage Rate   Comparison Rate
 Owner Occupied  4.99%  5.02%*1
 
 Fixed N' Easy (Fixed Rate) - Owner Occupied
 Minimum Loan $50,000  
   Annual Percentage Rate  Comparison Rate 
 1 year fixed rate  4.19%  4.85%1
 2 year fixed rate  4.29%  4.82%1
 3 year fixed rate  4.49%  4.83%1
 5 year fixed rate  4.79%  4.91%1
 
 Fixed N' Easy (Fixed Rate) - Investment
 Minimum Loan $50,000
   Annual Percentage Rate   Comparison Rate 
 1 year fixed rate  4.34%  5.41%1
 2 year fixed rate  4.44%  5.33%1
 3 year fixed rate  4.64%  5.31%1
 5 year fixed rate  4.94%  5.32%​1
     
 1Comparison rates based on a loan amount of $150,000 over a term of 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in different comparison rates.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

 

 

 

 

 

 

 

 

PERSONAL CREDIT FACILITIES

 

 Equity Plus Loan
   Annual Percentage Rate  Comparison Rate
 Secured by Residential mortgage  5.85% 6.32%**
 Secured by Term Deposit   4.74%  4.74% **
 
 New Car, Caravan/Motor Home, Motor Bike, or Boat Loan
   Variable Rate
   Annual Percentage Rate  Comparison Rate
 Secured by Goods Mortgage over New Car, Caravan/Motor Home, Motor Bike or Boat purchased using loan  5.49%  5.49%**
 
 Car 1-3 years of Age Loan
   Variable Rate  Fixed Rate
   Interest Rate  Comparison rate  Interest Rate Comparison Rate 
 Secured by Goods Mortgage over Vehicle  7.25%  7.53%**  7.25%  7.53%**
     
 Secured Personal Loan
   Variable Rate
   Annual Percentage Rate Comparison Rate 
 Secured by Goods Mortgage  9.00% 9.28% **
     
 Unsecured Personal Loan
   Variable Rate
  Annual Percentage Rate  Comparison Rate  
   14.00%  14.30%​**
     
 Revolving Credit Facilities
 Personal Overdrafts / Line of credit

Annual Percentage Rate 

 Residential Mortgage or term  deposit Secured   5.45%   
 Unsecured (Max $5,000)   13.50%

     
 Credit Card
  Purchases   Cash Advance
   11.99% 18.99% 
     
 Business Facilities
 Business Loans & Overdrafts
 Business Loan

Commercial loans and overdrafts are available.

For indicative rates call us on 1300 365 7 24

 Business Overdraft
     
 ** Comparison rates based on a loan amount of $30,000 over a term of 5 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in different comparison rates.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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