To view all of the latest notices to members, please click here »

  • 1300 365 7 24
  • BSB 721-000

Interest rate

3.49% p.a. ​

Owner occupied,1 year fixed, minimum loan $50,000, maximum LVR 80%

Comparison rate

4.65% p.a. **


Our Holiday Coast Fixed 'n' Easy Fixed Rate Home Loan offers you the peace of mind of knowing exactly what your repayments will be every month for the term of the Fixed Rate Loan period whether it is fixed for 1,2,3 or 5 years.

Knowing no matter what happens with interest rates, the rate you pay and your repayments will remain the same for the term of the Fixed Rate Loan period.


You can apply online, book a mobile lender 1300 365 7 24, email or drop into a Holiday Coast branch near you.


A Fixed Rate Home Loan from Holiday Coast Credit Union gives you the security of knowing your home loan repayments in advance because your interest rate and repayments are guaranteed for the term of your fixed loan. 1, 2, 3 and 5 Year Fixed Rates are available.



  • Low rate Visa Debit card is available
  • Make additional repayments up to $10,000 without penalty
Available for new and existing Borrowers.
Interest calculation method
Interest is calculated daily and charged monthly. When interest is calculated daily, weekly or fortnightly repayments result in less interest being charged to your loan over the course of the loan.
Loan purpose
Finance can be for Vacant Residential Land – Existing House & Land – Strata Unit – Construction Loan – Improve & Renovate an Existing Property - Refinance an Existing Mortgage.
Application fee and other charges apply, such as your legal costs, property valuations, stamp duty and other costs. View the current lending fees and charges
Tools to help you get started

**Comparison rate is based on a loan amount of $150,000 over a term of 25 years .​WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lending criteria, terms & conditions, fees & charges apply. At the end of the fixed rate period the interest rate will revert to the applicable Home Sweet Home Loan standard variable rate at the time.