Important Information: Holiday Coast Credit Union in Merger Talks with Regional Australia Bank More Info »

  • 1300 365 7 24
  • BSB 721-000

Interest rate

4.79% p.a.

Owner occupied variable rate for loans greater than $100,000.Maximum LVR 80%

Comparison rate

5.13% p.a. **

Variable rate

Our premium Holiday Coast Home Sweet Home Loan package offers a really sweet interest rate and gives you the flexibility to meet your changing circumstances over the term of your loan.

Features such as the ability to make extra repayments, Take-a-Break from repayments, refinance to another “Holiday Coast” loan if need be and an offset account, allow you to manage your mortgage as you choose.


How to apply

You can apply online, book a mobile lender 1300 365 7 24, email or drop into a Holiday Coast branch near you.

About the product

Variable interest rate home loan that fluctuates as the market changes with many money saving features such as an offset account# and the flexibility to make extra repayments without penalty so you can manage your mortgage as you choose.


  • No application fees
  • Offset account#
  • Re-draw facility with no fee attached
  • Deferred first repayment*
  • Ability to Skip-a-Loan-Payment annually, on your request with no fee attached*
  • Low rate Visa card is available
  • “Take-a- Break” from your loan repayments when you are on Maternity Leave*
  • Make additional repayments without penalty
Available for new and existing Borrowers.
Interest calculation method
Interest is calculated daily and charged monthly. When interest is calculated daily, weekly or fortnightly repayments result in less interest being charged to your loan over the course of the loan.
Loan purpose
Finance can be for Vacant Residential Land – Existing House & Land – Strata Unit – Construction Loan – Improve & Renovate an Existing Property - Refinance an Existing Mortgage.
Although there is no application fee payable when you decide to take a Home Sweet Home Loan, other fees will apply such as legal costs, valuations, stamp duty and other costs.View the current lending fees and charges
Tools to help you get started

**Comparison rate is based on a loan amount of $150,000 over a term of 25 years . WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. *Interest will still accrue. # The offset account under our Home Sweet Home product is a Holiday Coast Great Day Offset account.

Lending criteria, terms & conditions, fees & charges apply.