Your new car awaits!
Get pre-approved and become a cash buyer and drive yourself a better deal!
Holiday Coast makes it easy to finance a new or used vehicle with a low variable interest rate and no on-going fees or early payment penalties.
HOW TO APPLY
Call 1300 365 7 24, or drop into a Holiday Coast branch nearest to you.
- No monthly account keeping fees
- Flexibility to make extra repayments without penalty so you can manage your payments as you choose
- No ongoing service fees
- No penalty for early payout of loan
- Re-draw facility
- Eligibility for Skip-a-Loan-Payment at Christmas Promotion*
Always compare loan features as well as the interest rate.
Available for new and existing Borrowers.
Current interest rate
Interest is calculated daily and charged monthly. When interest is calculated daily, weekly or fortnightly repayments result in less interest being charged to your loan over the course of the loan.View the current lending interest rates
Variable interest rate
A variable rate Personal Loan is right for you if you feel comfortable accepting that with an interest rate change, so can your repayments - either up or down. If your loan is short term then any movements either way will likely not make much of a difference over the term, but if your loan is longer term then there is more opportunity to have multiple interest rate rises occur sooner or later and you should consider what any change in increasing interest rates and monthly payments could do to your budget. A drop in rates can help you pay your loan off sooner, but a rise in rates can hit your hip pocket. We recommend that members pay a little bit extra each payment to build a buffer should their payment rise.
Purchase that new car!
Application fee applies however there are no on-going service fees on this or any other of our Personal Loan products. Other fees may apply with different loans such as legal costs, valuations, stamp duty. We will advise you on application of any fees applicable to you. View the current lending fees and charges
Tools to help you get started
Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. * Interest still accrues on Christmas skip a loan promotion.