To view all of the latest notices to members, please click here »

  • 1300 365 7 24
  • BSB 721-000

Getting started towards your savings future

Introduce your children to the concept of money management and good savings habits at an early age with First Start. The First Start Savings Account is an introductory savings account for children and young adults to the age of 21. This account offers value with flexibility and a variety of methods to access money including online access, branch and rediATMs

First Start is perfect for children learning to save and the importance of money management or for young adults starting their first job.

Couple First Start with a special low entry Fixed Term Deposits and your money will be working for you for whatever you have planned for your future… Education, first car, overseas adventures…

How to apply

Call 1300 365 7 24 or drop into a Holiday Coast branch nearest to you.


  • No monthly account keeping fees
  • Vigil 24/7 anti-fraud protection service, Visa Zero Liability Fraud Money Back Guarantee and Verified by Visa.
  • No fees on everyday transactions*
  • Easy on-call access to your funds 24 hours a day
  • Internet and Mobile banking
  • There is no minimum or maximum balances required to keep your account open
  • School banking available at selected schools
  • Personalised friendly staff available at branch or at our member call centre
  • Low deposit entry applies with Holiday Coast Fixed Term Deposits

*fees apply for some transaction types - refer to our fees, charges and access limits guide for details.

Available to members 0 – 21 years of age.
Interest Rate
Ongoing Account Keeping Fee & Transaction Fees
Easy Access Facilities
How to open an account
Call into your local Holiday Coast Credit Union Branch or speak to a Holiday Coast Member Contact Team Member on 1300 365 7 24 (8am - 6pm Monday, Wednesday, Thursday & Friday. 8am - 5pm Tuesday) and get the complete rundown on a Holiday Coast Credit Union First Start Saver Account.

 Govt Deposit Logo COLOUR_30mm.jpg

The Financial Claims Scheme (FCS) applies to deposits with Holiday Coast Credit Union Ltd. For more information on the FCS please visit

Deposit product is issued by Holiday Coast Credit Union Ltd. Information on this website does not take into account your personal needs and financial circumstances. Before acting on the information, consider it appropriateness to your circumstances. We recommend that you read the conditions of use in considering if this product is right for you.