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  • 1300 365 7 24
  • BSB 721-000

High return for your money without the need to lock it away.

Percentage Plus Account

A Holiday Coast Percentage Plus Account is a perfect investment providing a competitive return on your money, with the advantage of having your money available when you need it.

Percentage Plus operates as a non-transactional account for members with larger deposits that will receive a higher interest return on their funds for short periods. No lock ins!

How to Apply

Call 1300 365 7 24 and we can assist you with setting up your account, email or drop into a Holiday Coast branch nearest to you.


  • Electronically receive payments into your account
  • Receive a high interest return on your funds
  • Receive a great interest rate on your savings
  • Easy on-call access to your funds 24 hours a day
  • Australia-wide access to your funds by using your Visa Card via ATMs, EFTPOS, Visa Merchants, and Bank@PostTM
  • A simple fee structure making it possible to maintain a fee-free account when you remain within transaction limits
  • Pay your bills via electronic bill payment, or by cheque
  • Personalised service at our branches and service centres from Maitland to Coffs Harbour, and our Member Contact Centre available to assist you from 8am to 6pm Monday, Wednesday, Thursday and Friday. 8am to 5pm Tuesday.
Available to all Holiday Coast Credit Union Members.
A flexible account with tiered interest. The higher rate of interest is paid on the full balance once that tier has been reached. View current Interest Rates.
There are no on-going account keeping fees associated with this product. All deposits, Internet Banking, Phone Banking and Electronic Bill Payments are free, other transaction fees may apply depending on your account usage. When comparing, don't just look at the interest rate; consider the 'total cost'. View current Fees & Charges and Access Limits.
  • Direct credit of payroll or other income streams, electronic transfer, over counter at branch.
  • Electronic Bill Payments (Direct Debit or BPAY®)
  • Electronic transfers via Phone or Internet Banking
  • Visa Card withdrawals via ATM, EFTPOS, Bank@Post™ (at most Post Offices), and Visa merchants
  • Personal cheque and Counter cheque
  • Over the counter at branch

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The Financial Claims Scheme (FCS) applies to deposits with Holiday Coast Credit Union Ltd. For more information on the FCS please visit

.Deposit product is issued by Holiday Coast Credit Union Ltd. Information on this website does not take into account your personal needs and financial circumstances. Before acting on the information, consider it appropriateness to your circumstances. We recommend that you read the conditions of use in considering if this product is right for you.