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  • BSB 721-000
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To recognise lottery scams

Lottery Scam

  • Victims of this scam have received a letter or email advising them they have won a large prize from a lottery (e.g. Spanish Lottery),
  • In order to collect the prize, they must send money or personal information before a certain date to cover the cost of transferring the funds to the supposed prize-winner,

TIP – ignore the message and mark it as junk so future emails go straight to the trash can.


Online Classifieds

  • Scammers will attempt to scam you through both buying and selling.
  • Be wary of boats, bikes, cars or caravans advertised at an extremely low price and where the seller purports to have recently moved or are working overseas and require a deposit to secure the sale.
  • Similarly, walk away from purchases requiring pre-payment to release the goods from customs or some similar road block the seller tells you about.
  • Never assist a buyer with transport or delivery costs who promises to reimburse those funds once the item has been received,

TIP – if in doubt arrange to physically inspect the item before making the purchase.


Romance Scam

  • Scammers prey on people who are lonely - often older customers who have lost a loved one,
  • Initiated through online dating websites, social media sites, online forums or unsolicited emails,
  • Fraudsters will create a fake profile and “groom” a victim for months before requesting financial assistance for medical expenses, travel, etcetera,
  • The person on the other end of the scam is not who you think they are – quite often they will not even be the same sex or nationality to the person they are pretending to be.

TIP - Never send money to a person you have not met in person.


Money Mule Scams

  • Advertisements offer the opportunity to work from home and earn thousands of dollars,
  • All that is required is to provide bank account details and transfer funds deposited into your bank account into another bank account or send the money overseas via international transfer,
  • A commission will be paid for carrying out the transfer,
  • The funds deposited into the person’s bank account generally have been obtained illegally,
  • The scheme is designed to hide the fraudster’s true identity and location,

TIP – involvement in schemes like this can be deemed as money laundering and you may find yourself needing to prove your innocence to authorities.

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