• 1300 365 7 24
  • BSB 721-000
Search

How to Protect Your Assets and Maintain Financial Security

Making money is only the first step in acquiring wealth and financial security. If you want to achieve and maintain financial security and independence, you will have to learn how to protect your assets.

There are many potential causes of erosion of your assets out there, including financial losses, market losses, inflation, litigation and taxes to name a few. Smart investors recognise that these impacts exist, and they accordingly take steps to protect their money.

All of us can take steps to protect our assets by using the tools provided by Holiday Coast Credit Union and Bridges Financial Services.



Protecting your Assets from Market and Financial Losses

The unexpected can happen to anyone at anytime and it can greatly impact your future financial plans and strategies. That is why we recommend that our members meet with one of the Bridges Financial Services Planners to create, review and monitor the financial plan for each member that will meet each members life goals within their individual risk spectrum.

Your Bridges financial planner will also recommend a diversified investment portfolio to meet your future dreams and goals.



Protecting your Assets from Inflation

The biggest threat to your liquid investments (a savings account for example) is inflation - the process by which money loses value over time. Nobody can stop inflation, but you can counter its effects by putting your funds in an higher interest-earning savings account.

Holiday Coast offers several interest earning savings accounts including the Percentage Plus, Bonus Saver, and Christmas Club.



Protecting your Assets from Taxes

If you want to avoid financial discomfort in the future, you need to take steps to protect your assets now. Holiday Coast and the financial planners at Bridges Financial Services can help you protect your assets with investments, savings accounts, transaction accounts and insurance.

We also recommend that you need to regularly update your personal and any business affairs with your Lawyer and your Accountant. This will further assist you in protecting you and your assets.

To find out more, call us on 1300 365 7 24 or email ubelong@hccu.com.au.


This article provides general information only and should not be relied upon as financial product advice.

Need Help with your financial and personal planning

Lump Sum Repayments

Yes you can pay you debts off sooner! Do you have some extra cash? Imagine how much time and interest you could save off your loan by paying a lump sums.

USE LUMP SUM TOOL ->

Term Deposit

Everyone wants to know how hard your money is working for you with the a Term Deposit investment. See how much interest you could potentially earn with different interest rates.

USE TERM DEPOSIT TOOL ->

create the life that you want

become-member-icon Become a member

We are 100% customer owned. A $10 share enables you to become a customer-owner and access all financial services designed to suit your life stages.

Apply Now ->

savings-icon Savings

No matter what your goal, we have a saving account designed to meet your needs. Our goal is to help you get started and continue to grow.

Apply Now ->

transactions-icon Transactions

A transaction account is an everyday account that allows you to manage your funds on a daily basis. Have your salary deposited, pay your bills and have 24 hour access to your funds.

Apply Now ->

loans-icon Financial Advice

Plan for your future lifestyle that is as good as it possibly can be. By Making your money work as hard as you have.

Enquire ->

loans-icon Loans

From a personal, Personal Loan to a Home Sweet Home Loan to a Light Visa Credit Card. Holiday Coast has options to cover every possibility.

Apply Now ->

insurance-icon Insurance

Protection for You and Your family… Holiday Coast offers a range of insurance products at competitive premiums backed by Allianz, Bridges and QBE.

Apply Now ->

NEED INSURANCE?

GET QUOTE ->

LET'S TALK

location

Find a Branch

Go
mobile lender

Mobile Lender

Go