Loans

Choose the Personal Loan That's Right For You

  Fixed Term Deposit Secured Great Day Secured Great Day Plus Variable Personal Loan Fixed Personal Loan

Interest Rates & Fees

Current Interest Rate

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Click to View

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Click to View

Interest rate Options

Variable

Variable

Variable

Variable

Fixed

Ongoing fees

Nil

Nil

 Nil

Nil

Nil

Application Fee

Nil

$200

$200

$200

$200

Maximum Loan Amount

Variable

$50,000

$30,000

$50,000

$50,000 

Security

Fixed Term Deposit

Secured or partially secured

Unsecured

 Secured, partially secured or unsecured

Secured

Maximum Loan Term

5 Years

5 Years

5 Years

5 Years

5 Years

Personal Loan Features

Redraw

Skip-A-Loan Promotion

Deferred 1st Payment

Early Payout without Penalty

Flexible Repayment Options

Additional Repayments without Penalty

Security Switch

N/A

Unsecured 

Choose the Car Loan That's Right For You

  New Car Variable New Car Fixed 

Interest Rates & Fees

Current Interest Rate

Click to View

 Click to View

Interest rate Options

Variable

Fixed

Ongoing fees

Nil

Nil

Application Fee

$200

$200

Maximum Loan Amount

$70,000 

$70,000

Security

Secured

Secured

Maximum Loan Term

7 Years 

7 Years 

Personal Car Loan Features

Redraw

Skip-A-Loan Promotion

 

Early Payout without Penalty

Flexible Repayment Options

Additional Repayments without Penalty

 

Security Switch

Continuous Credit Personal Loan That's Right For You

 

 

Personal Overdraft

Interest Rates & Fees

 
Current Interest Rate

 Click to View

Interest rate Options

Variable

Ongoing fees

  Refer to lending fees & charges 

Application Fee

$200/$400 

Maximum Loan Amount Secured

$50,000

Maximum Loan Amount Unsecured   

 $5,000

Maximum Loan Term

Continuous Credit

Continuous Credit Loan Features

 
Redraw

Continuous Credit

Early Payout without Penalty

Flexible Repayment Options

Security Switch

Please read important information about terms and conditions associated with these products. Holiday Coast Credit Union Ltd is the provider of these lending products. Normal lending criteria and fees and charges apply. Terms and conditions apply and are available on request.